(Rs. in Million) |
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
INCOME : | | | | | |
Operating Income | 3010.70 | 3240.70 | 3216.50 | 4594.60 | 6291.70 |
Sale of Shares / Units | | | | | |
Interest income | 493.50 | 541.50 | 1138.20 | 1669.80 | 1863.40 |
Portfolio management services | | | | | |
Dividend income | | | | | |
Brokerages & commissions | 1343.90 | 1347.70 | 954.20 | 942.70 | 876.20 |
Processing fees and other charges | | | | | |
Other Operating Income | 1173.30 | 1351.50 | 1124.10 | 1982.10 | 3552.10 |
Operating Income (Net) | 3010.70 | 3240.70 | 3216.50 | 4594.60 | 6291.70 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | 6.40 | 5.30 | -11.50 | 32.10 |
Employee Cost | 1124.60 | 1050.30 | 1002.50 | 1026.20 | 817.20 |
Salaries, Wages & Bonus | 1073.30 | 997.80 | 944.00 | 949.80 | 751.80 |
Contributions to EPF & Pension Funds | 37.80 | 39.00 | 43.90 | 46.60 | 28.60 |
Workmen and Staff Welfare Expenses | 13.50 | 13.50 | 7.80 | 17.20 | 17.30 |
Other Employees Cost | 0.00 | 0.00 | 6.80 | 12.60 | 19.50 |
Operating & Establishment Expenses | 200.20 | 263.90 | 377.80 | 434.30 | 612.90 |
Depository Charges | | | 3.10 | 2.70 | 2.30 |
Security Transaction tax | | | | | |
Software & Technical expenses | 87.70 | 80.50 | 67.10 | 63.50 | 78.70 |
Commission, Brokerage & Discounts | 51.80 | 67.90 | 90.80 | 112.90 | 224.60 |
Rent , Rates & Taxes | 17.00 | 71.70 | 55.00 | 75.40 | 140.50 |
Repairs and Maintenance | 25.90 | 26.40 | 25.00 | 28.40 | 23.00 |
Insurance | | | 14.20 | 1.70 | 2.20 |
Electricity & Power | 14.90 | 14.70 | 12.30 | 19.80 | 18.30 |
Other Operating Expenses | 2.90 | 2.70 | 110.30 | 129.80 | 123.50 |
Administrations & Other Expenses | 374.80 | 301.90 | 208.90 | 360.00 | 342.40 |
Printing and stationery | 13.30 | 2.20 | 5.00 | 11.30 | 6.00 |
Professional and legal fees | 210.70 | 148.80 | 98.40 | 187.80 | 228.80 |
Advertisement & Sales Promotion | 74.60 | 92.50 | 48.50 | 80.70 | 43.20 |
Other General Expenses | 76.20 | 58.50 | 57.00 | 80.20 | 64.40 |
Provisions and Contingencies | 311.30 | 375.10 | 501.20 | 518.90 | 367.40 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | 60.00 | 87.70 | 296.90 | 202.30 | 181.10 |
Provision for doubtful debts | 2.40 | 7.60 | | | |
Losson disposal of fixed assets(net) | | | | 49.10 | 0.00 |
Losson foreign exchange fluctuations | 126.20 | 149.00 | | | |
Losson sale of non-trade current investments | 32.70 | 39.30 | 14.30 | 92.10 | 77.20 |
Other Miscellaneous Expenses | 90.00 | 91.60 | 190.00 | 175.50 | 109.10 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 2803.00 | 2911.40 | 2685.80 | 3967.70 | 5016.20 |
Operating Profit (Excl OI) | 207.70 | 329.30 | 530.70 | 627.00 | 1275.50 |
Other Income | 231.70 | 152.70 | 176.50 | 41.10 | 285.50 |
Other Interest Income | 43.90 | 3.90 | 16.30 | 5.50 | |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | | | 0.60 | 0.10 | |
Income from investments | 72.40 | 91.00 | 119.30 | 7.60 | 16.70 |
Provision Written Back | 65.30 | 0.10 | 0.80 | 1.80 | 145.20 |
Others | 50.10 | 57.70 | 39.50 | 26.10 | 123.50 |
Operating Profit | 439.30 | 482.00 | 707.20 | 668.10 | 1561.00 |
Interest | 145.00 | 288.50 | 410.60 | 604.70 | 1090.10 |
Loans | 133.60 | 256.20 | 397.50 | 590.80 | 1079.50 |
Deposits | | | | | |
Bonds / Debentures | | | | | |
Other Interest | 11.40 | 32.20 | 13.00 | 13.90 | 10.50 |
Depreciation | 117.90 | 112.10 | 96.50 | 124.10 | 99.30 |
Profit Before Taxation & Exceptional Items | 176.50 | 81.40 | 200.10 | -60.80 | 371.60 |
Exceptional Income / Expenses | | | | | |
Profit Before Tax | 218.20 | 119.70 | 247.10 | -60.80 | 371.60 |
Provision for Tax | 102.50 | 105.20 | 94.30 | 45.50 | 78.60 |
Current Income Tax | 136.50 | 123.70 | 93.00 | 47.00 | 213.10 |
Deferred Tax | -34.70 | -17.30 | 1.90 | 105.20 | -138.80 |
Other taxes | 0.70 | -1.20 | -0.60 | -106.80 | 4.30 |
Profit After Tax | 115.70 | 14.50 | 152.90 | -106.30 | 293.00 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | -0.70 | 1.30 | -2.20 | 16.30 | -55.60 |
Share of Associate | | | | 38.00 | 115.50 |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 115.00 | 15.80 | 150.70 | -52.00 | 352.90 |
Adjustments to PAT | | | | | |
Profit Balance B/F | 1205.80 | 1529.90 | 1377.70 | 1464.80 | 1120.50 |
Appropriations | 1320.80 | 1545.70 | 1528.40 | 1412.80 | 1473.40 |
General Reserve | | | | | |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other Appropriation | 1320.80 | 1545.70 | 1528.40 | 1412.80 | 1473.40 |
Equity Dividend % | | | | | |
Earnings Per Share | 2.00 | 0.00 | 3.00 | -1.00 | 7.00 |
Adjusted EPS | 2.00 | 0.00 | 3.00 | -1.00 | 7.00 |