(Rs. in Million) |
Particulars | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
INCOME : | | | | | |
Operating Income | 6085.30 | 14344.40 | 13123.10 | 29147.90 | 19997.20 |
Sale of Shares / Units | | | | | |
Interest income | 2358.40 | 4885.00 | 10120.50 | 19723.30 | 15799.50 |
Portfolio management services | 126.10 | 184.80 | 154.40 | 94.00 | 109.40 |
Dividend income | | 1.20 | 0.90 | 495.10 | 255.80 |
Brokerages & commissions | 1758.40 | 1811.50 | 1714.10 | 1964.40 | 3176.20 |
Processing fees and other charges | 1219.10 | 4459.20 | 681.20 | 625.50 | 20.90 |
Other Operating Income | 623.40 | 3002.80 | 452.00 | 6245.50 | 635.30 |
Operating Income (Net) | 6085.30 | 14344.40 | 13123.10 | 29147.90 | 19997.20 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | 656.30 | -1046.00 | -9.00 | | |
Employee Cost | 3481.20 | 6636.20 | 3872.70 | 5084.30 | 3688.20 |
Salaries, Wages & Bonus | 4022.70 | 6012.80 | 3798.40 | 4725.20 | 3150.70 |
Contributions to EPF & Pension Funds | 101.30 | 117.80 | 78.40 | 63.10 | 42.90 |
Workmen and Staff Welfare Expenses | 15.70 | 56.20 | 10.10 | 93.40 | 58.50 |
Other Employees Cost | -658.70 | 449.40 | -14.30 | 202.60 | 436.20 |
Operating & Establishment Expenses | 2227.00 | 2650.60 | 1250.80 | 912.00 | 844.30 |
Depository Charges | 54.00 | 63.00 | 54.40 | 44.40 | 42.60 |
Security Transaction tax | | | | | |
Software & Technical expenses | 624.20 | 591.20 | 225.70 | 210.10 | 151.10 |
Commission, Brokerage & Discounts | 34.30 | 182.50 | 11.00 | 12.60 | 60.50 |
Rent , Rates & Taxes | 258.80 | 216.60 | 225.40 | 78.70 | 389.50 |
Repairs and Maintenance | 144.60 | 194.60 | 110.30 | 176.30 | 140.00 |
Insurance | 0.90 | 3.90 | 3.00 | 1.00 | 1.10 |
Electricity & Power | 49.60 | 49.10 | 27.00 | 55.40 | 37.50 |
Other Operating Expenses | 1060.50 | 1349.70 | 594.10 | 333.50 | 22.00 |
Administrations & Other Expenses | 1699.60 | 5031.40 | 1627.20 | 3517.30 | 1656.30 |
Printing and stationery | 17.20 | 39.20 | 11.10 | 38.50 | 37.70 |
Professional and legal fees | 556.10 | 1227.70 | 766.60 | 2535.40 | 1212.80 |
Advertisement & Sales Promotion | 663.50 | 3006.50 | 566.30 | 557.50 | 131.00 |
Other General Expenses | 462.90 | 758.00 | 283.10 | 386.00 | 274.80 |
Provisions and Contingencies | 2871.70 | 4523.80 | 3258.60 | 10004.60 | 1373.60 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | 652.60 | 4191.10 | | | |
Provision for doubtful debts | | | | 5789.80 | 1264.00 |
Losson disposal of fixed assets(net) | 184.70 | 17.20 | 74.50 | | |
Losson foreign exchange fluctuations | 0.00 | | 1.60 | | |
Losson sale of non-trade current investments | | | | 127.10 | |
Other Miscellaneous Expenses | 2034.40 | 315.60 | 3182.50 | 4087.70 | 109.50 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 10895.20 | 20464.10 | 10011.60 | 19518.20 | 7562.40 |
Operating Profit (Excl OI) | -4809.90 | -6119.70 | 3111.50 | 9629.70 | 12434.80 |
Other Income | 2343.50 | 901.20 | 821.80 | 40.70 | 38.50 |
Other Interest Income | 32.70 | | | | |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | 2.10 | | | 0.40 | 0.30 |
Income from investments | | | 357.90 | | |
Provision Written Back | 2112.40 | 766.10 | 179.50 | 26.20 | 11.30 |
Others | 196.40 | 135.10 | 284.40 | 14.00 | 26.90 |
Operating Profit | -2466.40 | -5218.60 | 3933.40 | 9670.30 | 12473.30 |
Interest | 1701.10 | 2840.10 | 5181.00 | 8239.20 | 5910.50 |
Loans | 986.80 | 1801.30 | 2944.70 | 4914.40 | 4086.50 |
Deposits | | | | | |
Bonds / Debentures | 517.00 | 477.90 | 1012.70 | 1460.40 | 244.10 |
Other Interest | 197.30 | 560.80 | 1223.50 | 1864.40 | 1579.80 |
Depreciation | 908.40 | 949.90 | 839.50 | 1160.70 | 269.80 |
Profit Before Taxation & Exceptional Items | -5075.90 | -9008.50 | -2087.10 | 270.40 | 6293.10 |
Exceptional Income / Expenses | | | | | |
Profit Before Tax | -5075.90 | -9008.50 | -2087.10 | 270.40 | 6292.80 |
Provision for Tax | -262.80 | -404.80 | 210.60 | -147.70 | 1689.90 |
Current Income Tax | 166.60 | 197.90 | 602.80 | 188.20 | 1508.10 |
Deferred Tax | -387.80 | -558.10 | -395.10 | -335.90 | 181.80 |
Other taxes | -41.50 | -44.60 | 2.80 | 0.00 | 0.00 |
Profit After Tax | -4813.10 | -8603.70 | -2297.70 | 418.10 | 4602.90 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | 17.30 | -59.90 | 47.20 | -376.10 | -11.90 |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | -4795.80 | -8663.50 | -2250.50 | 42.00 | 4591.00 |
Adjustments to PAT | -2473.70 | 0.00 | | | |
Profit Balance B/F | -7119.20 | 1904.40 | 3789.00 | 5973.50 | 2781.70 |
Appropriations | -14388.70 | -6759.20 | 1538.50 | 6015.50 | 7372.70 |
General Reserve | | | | | |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | 355.60 | 95.20 |
Other Appropriation | -14388.70 | -6759.20 | 1538.50 | 5659.90 | 7277.50 |
Equity Dividend % | | | | 163.00 | 50.00 |
Earnings Per Share | -8.00 | -14.00 | -4.00 | 0.00 | 8.00 |
Adjusted EPS | -8.00 | -14.00 | -4.00 | 0.00 | 8.00 |